When used throughout this document “The Company”, “Our”, “We”, or “Us” means: United States Fire Insurance Company.
The Company values your business and your trust. In order to administer insurance policies and provide you with effective
customer service, we must collect certain information about our customers. We want you to know that we are committed to
protecting your private information and we will comply with all federal and state privacy laws. Below is a Privacy Notice
describing our policy regarding the collection and disclosure of personal information. Please review this Notice and keep a
copy of it with your records.
Your Privacy is Our Concern
When you apply to The Company for insurance or make a claim against a policy written by The Company, you disclose
information about yourself to us. There are legal requirements governing the collection, use, and disclosure of such
information. The Company maintains physical, electronic, and procedural safeguards that comply with state and federal
regulations to guard your personal information. We also limit employee access to personally identifiable information to those
with a business reason for knowing such information. The Company instructs our employees as to the importance of the
confidentiality of personal information, and takes measures to enforce employee privacy responsibilities.
What kind of information do we collect about you and from whom?
We obtain most of our information from you. The application or claim form you complete, as well as any additional
information you provide, generally gives us most of the information we need to know. Sometimes we may contact you by
phone or mail to obtain additional information. We may use information about you from other transactions with us, our
affiliates, or others. Depending on the nature of your insurance transaction, we may need additional information about you or
other individuals proposed for coverage. We may obtain the additional information we need from third parties, such as other
insurance companies or agents, government agencies, medical personnel, the state motor vehicle department, information
clearinghouses, credit reporting agencies, courts, or public records. A report from a consumer reporting agency may contain
information as to creditworthiness, credit standing, credit capacity, character, general reputation, hobbies, occupation,
personal characteristics, or mode of living.
What do we do with the information collected about you?
If coverage is declined or the charge for coverage is increased because of information contained in a consumer report we
obtained, we will inform you, as required by state law or the federal Fair Credit Reporting Act. We will also give you the
name and address of the consumer reporting agency making the report. We may retain information about our former
customers and may disclose that information to affiliates and non-affiliates only as described in this notice.
To whom do we disclose information about you?
We may disclose all the information that we collect about you, as described above. We may disclose such information about
you to our affiliated companies, such as:
- Insurance companies;
- Insurance agencies;
- Third party administrators;
- Medical bill review companies; and
- Reinsurance companies.
We may also disclose nonpublic personal information about you to affiliated and nonaffiliated third parties as permitted by
law. You have a right to access and correct the personal information we collect, maintain, and disclose about you.
How to contact Us
You may obtain a more detailed description of the information practices prescribed by law by contacting us at the address
below. Remember to include your name, address, policy number, and daytime phone number.
5 Christopher Way, 3rd Floor
Eatontown, New Jersey 07724